Community Mortgage Loan Officer - Clearwater/St. Petersburg
Company: Regions Bank
Location: Saint Petersburg
Posted on: January 26, 2023
Job Description:
Thank you for your interest in a career at Regions. At Regions,
we believe associates deserve more than just a job. We believe in
offering performance-driven individuals a place where they can
build a career --- a place to expect more opportunities. If you are
focused on results, dedicated to quality, strength and integrity,
and possess the drive to succeed, then we are your employer of
choice.Regions is dedicated to taking appropriate steps to
safeguard and protect private and personally identifiable
information you submit. The information that you submit will be
collected and reviewed by associates, consultants, and vendors of
Regions in order to evaluate your qualifications and experience for
job opportunities and will not be used for marketing purposes,
sold, or shared outside of Regions unless required by law. Such
information will be stored in accordance with regulatory
requirements and in conjunction with Regions' Retention Schedule
for a minimum of three years. You may review, modify, or update
your information by visiting and logging into the careers section
of the system.Job Description:At Regions, the Mortgage Community
Officer establishes relationships with nonprofit housing groups,
state and local housing offices, and community-based affordable
housing organizations to generate and increase mortgage lending
opportunities - particularly opportunities that support Regions'
efforts to meet its goals relating to the Community Reinvestment
Act ("CRA") and underserved consumers. This role will focus on
originating residential mortgage loans to consumers with
low-to-moderate income (as identified by the Department of Urban
Housing and Development) and/or secured by property located in
low-to-moderate income census tracts. This will include outside
sales efforts and use of Regions' network of branches.
Responsibilities include qualifying customers, submitting
applications, and facilitating essential communication between
parties throughout the process.Primary Responsibilities
- Increases mortgage loan volume, primarily focusing on
underserved communities and low-to-moderate income consumers and
geographies, through effective selling
- Promotes the Bank's CRA efforts and generates residential
mortgages in targeted areas
- Establishes relationships with nonprofit housing groups, state
and local housing offices, and community based affordable housing
organizations to generate and increase CRA mortgage opportunities
within targeted areas
- Partners with state, local and county down-payment-assistance
programs
- Represents the bank at educational seminars, workshops, and
housing programs with state and local, and non-profit housing
organizations
- Advises customers on the mortgage loans that are appropriate
for their individual financial circumstances
- Develops leadership abilities in the community when it comes to
mortgages and mortgage knowledge
- Builds and deepens relationships with industry-specific centers
of influence, such as real estate agents and contractors
- Maximizes the bank's resources to assist in selling and
establishing relationships
- Cross-sells bank products at each mortgage closing
- Structures loan to comply with acceptable lending practices and
Federal regulations
- Complies with all appropriate bank policies and regulatory
guidelinesThis position requires the tracking of time and is
eligible for overtime for hours worked in excess of 40 per week
under the Fair Labor Standards Act.This position is incentive
eligible.This position requires registration with the Nationwide
Mortgage Licensing System and Registry (NMLS). Please refer to
https://fedregistry.nationwidelicensingsystem.org for more
information.Requirements
- High School Diploma or GED
- One (1) year of mortgage lending experience with proven
mortgage productionPreferences
- Bachelor's degree
- Prior mortgage experience in developing external business
relationshipsSkills and Competencies
- Good organizational skills
- Knowledgeable of Mortgage products, systems, terminology, tax
requirements, down payment assistance programs, etc.
- Knowledgeable on agency and investor regulations and
guidelines
- Must be able to build and maintain internal and external
relationships to deliver high levels of service
- Must be able to multi-task competing priorities and meet tight
deadlines
- Proficient in Microsoft Office products
- Sales acumen
- Strong written and verbal communication skillsThis is the same
position previously titled "Mortgage Community Loan
Officer".Position TypeFull timeBenefits InformationRegions offers a
benefits package that is flexible, comprehensive and recognizes
that "one size does not fit all" for associates. Listed below is a
synopsis of the benefits offered by Regions for informational
purposes, which is not intended to be a complete summary of plan
terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer ProgramPlease note, benefits and plans may
be changed, amended, or terminated with respect to all or any class
of associate at any time. To learn more about Regions' benefits,
please click or copy the link below to your browser.Location
DetailsDowntown St. PetersburgLocation:St Petersburg, FloridaBring
Your Whole Self to Work We have a passion for creating an inclusive
environment that promotes and values diversity of race, color,
national origin, religion, age, sexual orientation, gender
identity, disability, veteran status, genetic information, sex,
pregnancy, and many other primary and secondary dimensions that
make each of us unique as individuals and provide valuable
perspective that makes us a better company and employer. More
importantly, we recognize that creating a workplace where everyone,
regardless of background, can do their best work is the right thing
to do. OFCCP Disclosure: Equal Opportunity
Employer/Disabled/Veterans
Keywords: Regions Bank, St. Petersburg , Community Mortgage Loan Officer - Clearwater/St. Petersburg, Other , Saint Petersburg, Florida
Didn't find what you're looking for? Search again!
Loading more jobs...