StPetersburgRecruiter Since 2001
the smart solution for St. Petersburg jobs

Sr. Mortgage Processor

Company: Raymond James Financial, Inc.
Location: Saint Petersburg
Posted on: January 8, 2022

Job Description:

**Description** **Sr. Mortgage Processor** **Department:** Raymond James Bank **Location:** Raymond James Bank, Corporate Headquarters: St. Petersburg, FL **Relocation/Telecommuter:** Relocation assistance will not be provided; Telecommuting will not be available. **Job Summary & Responsibilities:** Raymond James Bank is hiring an experienced Mortgage Processor to process residential and/or retail loans and prepare all documents in accordance with Fannie Mae and Freddie Mac underwriting guidelines. **The ideal contributor will:** + Follow established procedures required for loan completion, in accordance with lending compliance rules and stay abreast of changing regulation related to residential lending/mortgage processing. + Communicate frequently with members of the Private Wealth Management team, to include loan officers, underwriters, collateral specialists, mortgage and correspondent lending consultants. + Recommend solutions to moderately complex problems and refers more complex processing issues to a higher level. + Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems. **Essential Duties and Responsibilities:** + Obtains required documentation and processes more complex loan applications. + Orders credit verifications and third party services. + Tracks receipt of and reviews post-closing legal documents. + Follows up on missing documentation. + Verifies loan applications and supporting documents for accuracy and completeness. + Prepares and compiles documents for loan closing. + Prepares or reviews for accuracy, Good Faith Estimates of Closing Costs, Regulation Z disclosures, and other disclosures required by consumer regulation. + Performs initial credit analysis submission via automated underwriting, as requested. + Schedules, coordinates loan closings, and clears for disbursement of loan proceeds. + Prepares compliance and accounting records and reports, as required by management and regulatory agencies. + Performs routine loan calculations. + Assists customers with moderately complex inquires or problems. + Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment. + Maintains currency in loan processing policies and procedures. + Performs other duties and responsibilities as assigned. **Qualifications** **Knowledge, Skills, and Abilities:** **Knowledge of:** * Intermediate level concepts, practices and procedures of commercial and retail loan processing and documentation. * Basic principles of banking and finance. * Financial markets and products. * Fannie Mae and Freddie Mac Underwriting guidelines * Multi-state real estate, closing, and title practices. * Federal and State lending laws. * Loan origination software packages. **Skill in:** * Processing more complex loan applications. * Verifying loan applications and supporting documents. * Preparing loan closing packages. * Preparing records and reports. * Performing routine loan calculations. * Operating standard office equipment and using required software applications. * Reviewing and interpreting commercial loan documentation and terms. * Reviewing and interpreting residential and consumer documentation and terms. * Reviewing and personal financial statements and supporting documents. **Ability to:** * Read, interpret, analyze and apply information from loan application documents * Interpret and apply policies. * Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment. * Communicate effectively, both orally and in writing. * Work independently as well as collaboratively within a team environment. * Handle stressful situations and provide a high level of customer service in a calm and professional manner. * Establish and maintain effective working relationships. * Maintain currency in loan processing policies and procedures. **Educational/Previous Experience Requirements:** * High School diploma and one (1) year of loan processing experience. -or- * An equivalent combination of education, training or experience. **Licenses/Certifications:** * None required. * Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor * Priority will be given to protected veterans * EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT **Job:** Banking **Primary Location:** US-FL-Saint Petersburg **Organization** RJ Bank Residential Lending **Schedule** Full-time **Job Shift** Day Job **Travel** No **Req ID:** 2100729 Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor Priority will be given to protected veterans EOE Protected Veterans/Disability

Keywords: Raymond James Financial, Inc., St. Petersburg , Sr. Mortgage Processor, Other , Saint Petersburg, Florida

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Log In or Create An Account

Get the latest Florida jobs by following @recnetFL on Twitter!

St. Petersburg RSS job feeds