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Sr. Mortgage Processor

Company: Raymond James Financial, Inc.
Location: Saint Petersburg
Posted on: January 8, 2022

Job Description:

**Description** **Sr. Mortgage Processor** **Department:** Raymond James Bank **Location:** Raymond James Bank, Corporate Headquarters: St. Petersburg, FL **Relocation/Telecommuter:** Relocation assistance will not be provided; Telecommuting will not be available. **Job Summary & Responsibilities:** Raymond James Bank is hiring an experienced Mortgage Processor to process residential and/or retail loans and prepare all documents in accordance with Fannie Mae and Freddie Mac underwriting guidelines. **The ideal contributor will:** + Follow established procedures required for loan completion, in accordance with lending compliance rules and stay abreast of changing regulation related to residential lending/mortgage processing. + Communicate frequently with members of the Private Wealth Management team, to include loan officers, underwriters, collateral specialists, mortgage and correspondent lending consultants. + Recommend solutions to moderately complex problems and refers more complex processing issues to a higher level. + Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems. **Essential Duties and Responsibilities:** + Obtains required documentation and processes more complex loan applications. + Orders credit verifications and third party services. + Tracks receipt of and reviews post-closing legal documents. + Follows up on missing documentation. + Verifies loan applications and supporting documents for accuracy and completeness. + Prepares and compiles documents for loan closing. + Prepares or reviews for accuracy, Good Faith Estimates of Closing Costs, Regulation Z disclosures, and other disclosures required by consumer regulation. + Performs initial credit analysis submission via automated underwriting, as requested. + Schedules, coordinates loan closings, and clears for disbursement of loan proceeds. + Prepares compliance and accounting records and reports, as required by management and regulatory agencies. + Performs routine loan calculations. + Assists customers with moderately complex inquires or problems. + Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment. + Maintains currency in loan processing policies and procedures. + Performs other duties and responsibilities as assigned. **Qualifications** **Knowledge, Skills, and Abilities:** **Knowledge of:** * Intermediate level concepts, practices and procedures of commercial and retail loan processing and documentation. * Basic principles of banking and finance. * Financial markets and products. * Fannie Mae and Freddie Mac Underwriting guidelines * Multi-state real estate, closing, and title practices. * Federal and State lending laws. * Loan origination software packages. **Skill in:** * Processing more complex loan applications. * Verifying loan applications and supporting documents. * Preparing loan closing packages. * Preparing records and reports. * Performing routine loan calculations. * Operating standard office equipment and using required software applications. * Reviewing and interpreting commercial loan documentation and terms. * Reviewing and interpreting residential and consumer documentation and terms. * Reviewing and personal financial statements and supporting documents. **Ability to:** * Read, interpret, analyze and apply information from loan application documents * Interpret and apply policies. * Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment. * Communicate effectively, both orally and in writing. * Work independently as well as collaboratively within a team environment. * Handle stressful situations and provide a high level of customer service in a calm and professional manner. * Establish and maintain effective working relationships. * Maintain currency in loan processing policies and procedures. **Educational/Previous Experience Requirements:** * High School diploma and one (1) year of loan processing experience. -or- * An equivalent combination of education, training or experience. **Licenses/Certifications:** * None required. * Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor * Priority will be given to protected veterans * EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT **Job:** Banking **Primary Location:** US-FL-Saint Petersburg **Organization** RJ Bank Residential Lending **Schedule** Full-time **Job Shift** Day Job **Travel** No **Req ID:** 2100729 Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor Priority will be given to protected veterans EOE Protected Veterans/Disability

Keywords: Raymond James Financial, Inc., St. Petersburg , Sr. Mortgage Processor, Other , Saint Petersburg, Florida

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